Transforming Corporate Wellness

https://vimeo.com/144157933

Bottom Line:

Medical costs are SOARING

• 12-17% increase to companies for cost of health insurance in 2015

American REALITY

• Statistically: Out of 100 employees
• 74 overweight (58 in 1994)
• 36 obese 
• 12 diabetic (3 unaware) 
• Age at 1.5 years per one year... Yes, you're losing an additional 1/2 year for every year of life.  Not to mention the exponentially sharp decline in life quality.
• 33 with hypertension
• 17 with high cholesterol 
• 33 with high triglycerides 
• 19 smoke
• 95 fail to get enough exercise 
• 62 with sleep issues 
• 77 struggle with stress- 9 with depression issues
• 5:6 Cancer/heart disease 
• 1:3 women Dx with cancer
• 1:2 men
• Projected:
• 2034- 95% overweight (already ahead of the curve) 
• 2050- 1 in 3 diabetic 

Journal of Occupational & Environmental Medicine, the cost of lost productivity in the workplace from chronic illness every year in the U.S. ($1T) is enough to employ every person at $50k a year who is currently unemployed.

If we don't change anything, can we expect changes? 

Who's going to Lead the way? 

Chances are, companies already have a benefits package. Why not MAXIMIZE this package? 

• Better use this package. 
• Stop paying for things you don't need. 
• Pay less for others
• One IDLife study showed a 3.5% reduction in health care spending, when everyone else is significantly increasing. 
• 
  

Average yearly medical costs

• Smokers;
• Avg $2,189 per year
• Non smoker? $176
• Obese Individuals 
• $1,429 more than those of normal weight

Press Release: Poor Health Costs US Employers $530 Billion and 1.4 Billion Work Days of Absence and Impaired Performance According to Integrated Benefits Institute

https://www.ibiweb.org/poor-health-costs-us-employers-530-billion-and-1-4-billion-work-days-of-absence-and-impaired-performance/


From: http://mspfitness.com/programs/corporate-wellness/

• Company Health and Wellness Program Statistics depict a savings of $2.30 to $10.10 for every $1 spent on Corporate Health Promotion Programs.
• Coca-Cola’s fitness program recouped $500 per year per employee, despite the fact that only 60% of their staff was enrolled.
• Company Health and Wellness Program Statistics from Prudential Insurance reveal a benefit expense of $312 per individual enrolled in their wellness system, but $574 per non-enrolled employee.
• At the Coors Brewing Co., Company Health and Wellness Program Statistics illuminate a savings of $5.50 per $1 spent on fitness, with a positive side-effect of member absenteeism dropping by 18%.

And, an analysis of 42 published studies of worksite health promotion programs showed that companies that implemented an effective wellness program realized significant cost reductions and financial gains, including:

• An average of 28 percent reduction in sick days.
• An average of 26 percent reduction in health costs. An average of 30 percent reduction in workers’ compensation and disability management claims.

"Average Employer Healthcare Costs Exceed $6,800, New Survey Reports

A large survey of employers indicates that that the average healthplan costs employers $6,881 with payment almost evenly divided between employer and employee. The survey was released by United Benefit Advisors (UBA), (http://benefits.com), an alliance of 142 of the nation's premier independent benefit advisory firms.  It is the third annual study and reported on the responses from 16,485 health plans. Sponsored by 11,723 employers nationwide who employ nearly 1.9 million people (approximately 4.5 million total lives), the 2007 UBA Health Plan Survey claims to be the nation's largest and most comprehensive survey of plan design and plan costs."

• "The median single PPO deductible of $500 remained the same as 2006, as did the in-network and out-of-network coinsurance at 80% and 60%, respectively.
• Both HMOs and CDHPs have approximately 10% lower annual costs per employee than the average plan, while POS and FFS plans have nearly 11% and 50% higher annual costs per employee than the average plan, respectively.
• 49.2% of covered employees also elect dependent coverage, with the highest percentages being covered by FFS and CDHC plans.
• 7.4% of all employers now offer comprehensive, non-insurance company- based wellness programs, mirroring the increasing trend toward consumer empowerment in healthcare.
• 74.9% of all prescription drug plans utilize three copays, with median copays being $10/$25/$50."

http://www.managingyourhr.com/Employer-Healthcare-Costs-Rising

https://www.kff.org/health-costs/report/2016-employer-health-benefits-survey/

2016 Employer Health Benefits Survey

• "Employer-sponsored insurance covers over half of the non-elderly population; approximately 150 million nonelderly people in total."
• "In 2016, the average annual premiums for employer-sponsored health insurance are $6,435 for single coverage and $18,142 for family coverage.  The average family premium rose 3% over the 2015 average premium while the increase in the premium for single coverage was not statistically significant.  The average premium for family coverage is lower for covered workers in small firms (3-199 workers) than for workers in large firms (200 or more workers) ($17,546 vs. $18,395). Workers’ wages increased 2.5% and inflation increased 1.1% over the period.2 Premiums for family coverage have increased 20% since 2011 and 58% since 2006. Average premiums for high-deductible health plans with a savings option (HDHP/SOs) are considerably lower than the overall average for all plan types for both single and family coverage, at $5,762 and $16,737 respectively "
• https://www.kff.org/report-section/ehbs-2016-summary-of-findings/

Employers to spend about $10,000 on health care for each worker

• Health care benefits per worker will run more than $14,000.
• Study shows the average employee will pay $4,200 next year.
• Biggest driver of increases are high-priced pharmaceuticals.

https://www.cnbc.com/2017/08/09/employers-to-spend-about-10000-on-health-care-for-each-worker.html

What do most corporate wellness programs do for you, your employees, your company? Baseline testing, pens, gym bag with their logo, water bottle, some cheesy info... Nothing substantial, that's for damn sure. Otherwise we wouldn't have such issues!  

It's time to change the conversation. The approach. The RESULTS,

National Average participation rate of wellness programs?  

11%

IDLife Corporate Wellness? 

72%

• Focused on the INDIVIDUAL
• Throw out that generalized approach that is incredibly ineffective 
• 1.3 million different possible outcomes, just for the customized nutrition. 
• Tax incentives for incorporating wellness programs. 
• Benefit employees by providing tools, resources, and information. 
• So they can TAKE CONTROL OF THEIR HEALTH! 
• Can be PROACTIVE, rather than reactive. 
• Focused on the POSITIVE
• Supporting change
• Most wellness programs treat adults like children when telling them what to do.. 
• Drink water
• Exercise
• Food pyramid
• OUT dated advice
• NOT effective
• Extremely LOW compliance 
• LOWER results.
• HIGHER expenses and costs.
• Individuals are in control. 
• Track progress in Exercise, Nutrition, and other areas of wellness

Most companies focus on just the employees... and NOT the beneficiaries.   Which make up 60% of most companies medical expenses. 

Don't just focus on the 40%.  

This program helps entire families. And then everyone they are in touch with. This creates a whole new relationship between the employee and employer.  You are helping more than just that person you're giving a paycheck to.  And getting far more in return.

This is for ANYONE. Kids, spouse, relatives, the mother-in-law you're not even fond of.

And because of it, everyone will benefit!

It costs your company $99

Seriously. That's it. 

IDWellness is $2.99/mo per employee

• Track Everything wellness.  Create a points based system to create participation, incentive. You can get creative! 

Get a report on the greatest risks for the employees in your company, then tailor your wellness program to what your company needs. 

HIPPA protected.
Free assessment tool and health report.
No added stress to you and your company.
Easy to adopt.

The Big Picture

And seriously, if our adult population is in such horrible shape, how can our youth prosper and grow up healthy?

• 1994: 10% of kids overweight
• 2015: 32+%  
• Avg time a child spends outdoors?    4 min. 
• 25% of schools eliminated recess
• 1:35 now on the autistic spectrum
• Kids are on more medications than ever. 
• But are Sicker than ever

Future health problems for the entire country?  

ABSOLUTELY

How powerful would it be for some of these simple health issues to be taken care of? How far would that go?  

Are the incredibly high rates of heart disease, cancer, stroke, diabetes, hypertension, high cholesterol, depression, endocrine disorders, autoimmune disorders, autism, ADHD, etc etc etc ... 

• Due to 'bad' genes? 
• Or just how we have completely altered our environments and lifestyles? 

Are we meant to be sick and diseased? 

Or are we meant to live out our purpose in life?